Plans designed for new, used and out-of-warranty vehicles with verifiable service records.
Not satisfied with how we handled your claim? We'll refund 100% of your warranty premium. No questions asked.
Pricing depends on your vehicle details. Select your details below.
We verify your service history directly with the Authorized Service Centre; only vehicles with verified records are eligible.
✓ Your Car Is Preliminary Approved
Get 20% off the second year and 30% off the third.
Prefer to talk it through? Call us: +91 70 5862 8871
Protect major vehicle systems with a plan designed around your car.
Get repairs handled through manufacturer-authorized service centres.
Protection wherever your car takes you across India.
Check eligibility, choose your plan and activate your protection online.
See how to get covered in 4 simple steps, or how a claim gets settled.
Take a few live photos of your car and upload your RC copy, no inspection required.
XCW fetches your Authorized Service Centre records and confirms your vehicle's eligibility.
Once your vehicle is approved, pick a plan that fits and complete payment securely online.
Receive your digital coverage certificate by email and WhatsApp within 60 minutes.
Take your vehicle to any manufacturer-authorized service centre and have it inspected.
Share your service centre, job card and repair estimate with our Claims Team.
We verify your policy and the reported fault, then coordinate directly with the service centre.
We settle the claim directly with the service centre, so you drive away stress-free.
"We are proud to be the first in India to introduce the Asterisk-Free Guarantee™. It is a bold commitment, made with full confidence in the product we have built. Should you ever be dissatisfied with the outcome of an eligible claim, we will refund 100% of your warranty premium, with no conditions and no asterisks."
The Asterisk-Free Guarantee applies only to eligible claims where no claim payment has previously been made. Refund results in termination of coverage.
That new-car feeling shouldn't have an expiry date.
The more it's given you, the more it deserves protection.
Don't cross your fingers every time you turn the key.
Your car keeps your day running. Don't let a breakdown stop it.
When loved ones are in the back seat, "good enough" isn't enough.
The plan you'd choose for yourself: clear terms, no surprises.
Choose predictable protection over unpredictable expenses.
Drive with confidence, not uncertainty.
Powered by technology and a simple promise: treat you the way we'd want to be treated.
Timelines vary with claim complexity.