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Coverage Details

What's covered and what isn't

Think you don't need an extended warranty? So does everyone... until the unexpected happens.

Covered Components By Plan

Each tier builds on the one before it

Claim limits are the maximum aggregate liability under each plan.

Essential
Claim limit up to ₹1,00,000
  • Cylinder block, cylinder head, pistons & piston rings
  • Connecting rods, crankshaft, camshaft
  • Timing chain, gears, tensioners & guides
  • Intake & exhaust valves, valve springs & guides
  • Oil pump, balance shaft, harmonic balancer
  • Internal lubricated engine components
Elite
Claim limit up to ₹2,00,000
  • Everything in Essential, plus:
  • Automatic transmission: torque converter, gears, shafts, bearings, clutch packs, valve body (mechanical failure only)
  • Manual transmission: internal gears, shafts, bearings, synchronisers, selector forks
  • Front & rear differential, crown wheel & pinion
  • Driveshafts, propeller shaft, axle shafts, CV joints, transfer case
Ultimate
Claim limit up to ₹3,00,000
  • Everything in Elite, plus:
  • Steering rack, gear assembly, linkages & power steering pump
  • Brake master cylinder, booster & hydraulic components, ABS hydraulic unit (mechanical failure only)
  • Water pump, radiator, thermostat housing, cooling fan motor (mechanical failure only)
  • Mechanical fuel pump, fuel injectors (mechanical failure only), fuel rail
  • Factory-installed turbocharger or supercharger

The Company reserves the right to repair, replace or recondition any covered component, using OEM or OEM-equivalent parts.

Visual Coverage Map

See what's covered, right on the car

Select a plan to highlight the components it covers.

Engine Gearbox & Drivetrain Steering, Braking, Cooling & Fuel System
What's Not Covered

Standard exclusions across all plans

Excluded components

  • Electrical & electronic: Sensors, Electrical Modules, Wiring Harnesses, Switches, Relays, Displays, Infotainment, Navigation, Cameras, Parking Sensors, Control Modules, Software, Electronic Steering/Brake Modules
  • Wear & tear items: Clutch Plate, Clutch Disc, Pressure Plate, Brake Pads, Brake Shoes, Discs, Rotors, Drums, Tyres
  • Routine maintenance: Engine Oil, Gearbox Oil, Coolant, Filters, Spark Plugs, Cleaning Services

Excluded circumstances

  • External damage: Accident, Collision, Theft, Fire, Flood, Water Ingress, Natural Disasters, Vandalism
  • Negligence: Overheating, Continued Driving After Failure, Improper Repairs, Lack of Maintenance, Incorrect Fluids, Racing
  • Commercial & competitive use: Taxi Services, Ride Sharing, Rental Vehicles, Driving Schools, Fleet Vehicles, Competitive Events
Terms at a Glance

Coverage period, waiting period & eligibility

Coverage duration

1 year or 15,000 kilometres, whichever occurs first, from the date your plan is activated. Coverage automatically terminates upon expiry of either limit.

Waiting period

30 days or 1,000 km, whichever occurs first. No claims during this window are eligible, though it may be waived for select vehicles at our discretion.

Vehicle eligibility

Valid registration, passes inspection, no major pre-existing defects, meets age/mileage requirements, verifiable service history, maintained per manufacturer recommendations.

Terms & Conditions

The legal terms governing your plan

This summary applies to both Petrol/Diesel and EV protection plans. Your Plan Certificate, issued after inspection and approval, is the governing document for any claim.

Company: the provider and administrator of the Vehicle Protection Plan. Customer: the registered owner of the covered vehicle. Covered Vehicle: the vehicle approved following inspection and accepted by the Company. Mechanical Breakdown: the sudden and unforeseen failure of a covered component resulting from normal use that requires repair or replacement.
You must follow manufacturer maintenance schedules, maintain service records, use manufacturer-approved lubricants and fluids, report any breakdown immediately, and prevent further damage after a failure occurs. Failure to comply may result in denial of coverage.
Contact the claims department before repairs begin; unauthorized repairs may not be reimbursed. Maximum aggregate liability under any plan is capped at that plan's claim limit (see Coverage Details above), and the Company reserves the right to repair, replace, or recondition any covered component.
Any defect, fault, damage, wear, noise, vibration or leakage existing before inspection, plan purchase, or plan activation is excluded from coverage. The Company reserves the right to determine whether a condition is pre-existing.
The Plan may be transferred to a subsequent owner subject to Company approval, ownership verification, and a transfer administration fee.
Cancellation may be requested within 7 days of purchase if no claim has been submitted. Administrative fees may apply.
Coverage terminates immediately, with no refund payable, if false information is provided, the odometer is tampered with, service history is falsified, or fraudulent claims are submitted.
The Company is not liable for loss of income, loss of business, alternative transportation, hotel expenses, consequential damages, or emotional distress, unless specifically included in your plan.
This agreement is governed by the laws of India. This Vehicle Protection Plan is a service contract and is not an insurance policy; coverage is subject to inspection approval, waiting periods, exclusions, claim limits, maintenance requirements and all applicable Terms & Conditions.

Read the complete Terms & Conditions in the downloadable PDF linked in the footer of every page.

Insurance vs. Protection Plan

This is not car insurance: here's the difference

Motor insurance covers accidents, theft, and third-party liability. A vehicle protection plan covers mechanical breakdowns, the sudden and unforeseen failure of a covered component due to normal use, that occur after your manufacturer's warranty expires. Most owners carry both. This plan is a service contract, not an insurance policy.

Read the full FAQ

Underwriting partner

All Xtended Car Warranty plans are underwritten by Genesis Global Holdings, giving every certificate a real financial backer behind it.

Important disclaimer. This Vehicle Protection Plan is a service contract and is not an insurance policy. Coverage is limited to covered components expressly listed on this page and remains subject to inspection approval, waiting periods, exclusions, claim limits, maintenance requirements and all applicable Terms & Conditions. Pre-existing defects, faults, wear, noise, vibration or leakage present before inspection, purchase or activation are excluded, and coverage terminates immediately, with no refund, in cases of fraud, odometer tampering or falsified service history.

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