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Steps To Protect

Your Journey to Worry-Free Ownership Starts Here.

Your car is your baby, we get that. We want you to be completely confident with XCW, that's why we're giving you all the information you need to get your best coverage.

Steps To Protect

Get covered in three simple steps

From inspection to a digital certificate in your inbox, most owners are covered the same day.

1

Self-guided inspection

Using your smartphone, complete a short guided video walkaround, typically around two minutes, covering the engine bay, dashboard, and general condition. No visit to a workshop, no technician visit, and no appointment required, just record whenever it's convenient for you.

Follow these 7 steps for a smooth, two-minute smartphone video. No professional equipment needed.

  1. Show Car — Start the recording by showing the full vehicle from a distance, and zoom in to clearly capture the registration number plate.
  2. Open Bonnet — Open the bonnet and show the engine bay clearly, including visible components and their overall condition.
  3. Start Engine — Start the engine and let it idle for a few seconds on camera, capturing the sound and any dashboard warning lights.
  4. Show Dashboard — With the engine running, show the dashboard clearly, including the odometer reading and instrument cluster.
  5. Check Gearbox — For automatic transmission, shift through Park → Reverse → Neutral → Drive (P→R→N→D). For manual transmission, shift through Reverse → 1st → 2nd → 3rd gear, on camera.
  6. Walk Around — Turn off the engine and slowly walk around the vehicle, showing all four sides including the wheels, tyres and body panels.
  7. Send Inspection — Stop the recording and send the video to our team via WhatsApp or the contact form for review and approval.
2

Vehicle approved

Our technical team reviews your inspection video alongside your vehicle's registration, age, kilometres driven, and authorized service history to confirm eligibility. All vehicles require approval before coverage begins, and we'll let you know the outcome directly.

3

Choose your plan

Pick Essential, Elite or Ultimate (or a Shield plan for EVs) based on your vehicle and budget. Complete payment and receive your digital warranty certificate instantly by email, no physical paperwork required. Your plan is active for one year or 15,000 kilometres (20,000 km for EVs), whichever comes first, after a 30-day / 1,000 km waiting period.

Steps To Claim

Simple. Transparent. Hassle-free.

If something goes wrong, here's exactly what happens from the moment you spot the fault to driving away repaired.

1

Visit an Authorized Service Centre

Take your vehicle to any manufacturer-authorized service centre and have it inspected.

2

Inform XCW

Share the following with the XCW Claims Team via the Submit a Claim form or a call to our claims team:

  • Service Centre Name
  • Service Advisor's Contact Details
  • Job Card
  • Repair Estimate
3

Claim Review & Approval

Our technical team will verify your policy, vehicle eligibility, and the reported fault. Once approved, we will coordinate directly with the service centre.

4

Cashless Claim Settlement

XCW settles the approved claim directly with the Authorized Service Centre as per your policy terms, so you can enjoy a hassle-free, cashless experience for covered repairs.

5

Drive Away with Confidence

Collect your repaired vehicle and continue enjoying peace of mind with your XCW Protection Plan.

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